If you are travelling from one of the countries mentioned above, you must register with Medicare before you can receive subsidized health services. For more information on Medicare participation and, if so, how to register, visit the Department of Human Services website. Even dual citizens need to be careful when relying on international health services. In many countries, dual nationality does not mean that you automatically have access to national services such as health care, especially if you do not pay taxes in that country. For these reasons, it is always possible for a person from a country with a mutual health agreement to conclude during their stay in Australia OVHC: Norwegians need a valid Norwegian passport and proof of valid insurance with the Norwegian national insurance system or a valid European Health Insurance Card (EHIC) with the initials NO. They are insured for the duration of their stay in Australia until the expiry date of their visa, national insurance or CEC card. However, there are several reasons why someone from a country with a mutual health agreement could still choose to purchase OVHC insurance. OVHC policies may cover goods that are not covered by Medicare and are therefore not available to RHCA visitors without health insurance: they need a valid Finnish passport and, if they are not Finnish citizens, they also need a health insurance card issued by the Finnish Social Security Institute or a valid European health insurance card with the initials FI or 2 residence documents. Please note that this information is correct at the time of writing, but may change.
You can check the current status of any mutual health agreement for which you are allowed to check here on the Australian government website. The provision of medical services in these countries may be more limited than under the NHS. You must ensure that you have valid private travel insurance when travelling ashore. If you plan to live or work in one of the countries of mutual agreement, the information contained in the links below may not apply. Dutch visitors are entitled to the health insurance mentioned above until the expiry of their visa, CEV card or Dutch health insurance, depending on the above. You must bring your papers to the local branch of the Montenegro health fund (Fond za zdravstveno osiguranje – FZZO) to obtain a certificate that allows you to seek treatment in public medical facilities in Montenegro. The United Kingdom has mutual health agreements with several non-EEA countries and territories. If you are retired in the UK and live in Gibraltar, the Gibraltar authorities will offer you the same medical services as a citizen of Gibraltar.